AI Meeting Tools 2026:
Note-Takers vs. Live Coach

Most AI meeting tools transcribe and summarize after the call. Speq coaches you during it. Here's an honest look at how they compare.

Last updated: May 2026

What each tool actually does.
Check marks don't tell the whole story. Read the details — the differences are in what happens during your meeting versus after it.
Feature Speq Otter.ai Fireflies Fathom
During the Meeting
Live AI coaching Real-time advisory every few minutes — risks, contradictions, action items surfaced while you talk No live coaching No live coaching No live coaching
Document-grounded responses Upload SOWs, policies, contracts — AI cross-references what's being said against your documents
Mid-meeting Q&A Ask the AI anything during the call — answers grounded in transcript + documents + screen ~ Otter AI Chat — queries against transcript only, no document context ~ AskFred — web search via Perplexity, not your documents. Consumes AI credits
Screen awareness AI sees shared slides, spreadsheets, and screens — factors visuals into coaching
Screenshot + Q&A Capture your screen and ask the AI about it mid-meeting
Live transcription
Speaker detection
After the Meeting
Structured debrief Action items, decisions, risks, follow-ups — organized by category, grounded in your documents ~ AI summary with action items — generic, not document-grounded ~ AI summary — consumes credits on free plan ~ AI summary — 5/month free, unlimited on Premium
Searchable meeting history
CRM integration Not yet Salesforce, HubSpot Salesforce, HubSpot (Business+) Salesforce, HubSpot
Customization
Custom AI coach profiles Create profiles per client, project, or domain — each with its own prompt and documents ~ Custom summary templates (post-meeting only)
Upload project documents SOWs, policies, contracts, specs — AI uses them in real time
Customizable AI prompts Tailor what the AI watches for — by industry, role, or project
Platform
Zoom / Teams / Meet
Calendar integration Google Calendar + Outlook
Mobile app Web-based iOS + Android iOS + Android Desktop only
Languages English English, French, Spanish 100+ English
What you actually pay.
Prices shown are monthly billing. Annual billing is cheaper on most platforms. Watch for hidden credit systems and minute caps.
Free: 1 hr/mo, 1 coach profile
Paid: $19 – $49/mo
All features on every plan. Tiers differ by hours, tokens, and coach profile count. No credit systems. No minute caps.
Free: 300 min/mo, 30 min/call
Paid: $8 – $30/mo
Pro reduced from 6,000 to 1,200 min/mo without a price cut. 10 file imports/mo on Pro. Hard stop when you hit the cap.
Free: 800 min storage, limited credits
Paid: $10 – $39/mo
AI credits system for summaries, AskFred, and analytics. Credits run out — heavy users report 2–3x base price in top-ups.
Free: Unlimited recording, 5 AI summaries/mo
Paid: $19 – $39/mo
Most generous free tier for basic recording. Premium required for unlimited AI summaries. Price increased from $15 to $19 in 2026.

The actual difference.

Otter, Fireflies, and Fathom are good at what they do: they join your meeting, transcribe it, and give you a summary afterward. If all you need is a record of what was said, any of them will work.

Speq does something different. It coaches you while the meeting is happening — flagging risks, surfacing relevant clauses from your documents, catching contradictions between what's being said and what was agreed. It doesn't replace your judgment. It gives you the information you need to make better decisions in real time, not after the meeting is over.

If you're in meetings where the stakes are high and the details matter — consulting engagements, contract discussions, technical reviews, client negotiations — the difference between "here's what was said" and "here's what you should do about it right now" is the difference between a note-taker and a coach.

Try Speq free.

1 hour/month. No credit card. All features from day one.

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